Hello and welcome to Vadium Group, Residential Construction Solutions. Vadium Group (VG) is a leading provider of Specialized Asset Management and Loss Mitigation solutions for the residential construction industry, providing services to both Lenders and Builders.

Through a combination of skills based on over 85 collective years of experience in marketing residential construction lending programs, underwriting and administering over 10,000 residential construction loans, and developing advisory services for leading national banks for their residential construction portfolios, the Vadium Group is uniquely qualified to provide comprehensive assistance to both institutional and private lenders, as well as builders.

In particular, our experience in working with both performing and non-performing construction to borrower and construction to permanent loans, has established our model and understanding that each loan has a unique set of borrower, builder, and property characteristics that must be addressed comprehensively at the loan level, while addressing the broader market conditions of each of these characteristics.

Simply stated; each loan is a story, with distinct challenges, and resolutions. VG's proven ability to work in this environment, understand the borrower, builder, lender relationships and the contracts provide optimum skills and focus for problem resolution.


What We Do

Vadium Group assists with residential construction to borrower loans and construction to permanent loans, where loan level performance is a challenge. Our experience in managing loan level solutions, with single borrower and multiple borrowers per builder situations can provide accelerated and comprehensive management of resolutions.

Utilizing our vast resources, The Vadium Group is able to quickly and effectively:

1. Ascertain current local-

• Market conditions

• Ordinances for permitting

• Material and labor costs

• Rental market conditions

• Appraisal methodologies

2. Develop the key relationships essential to negotiate effectively with local-

• Realtors©

• Builders

• Appraisers

• Material suppliers

• Lender contacts for program availability and pricing

3. Possess a state level familiarity with mechanic lien statutes, and contracting guidelines

4. Utilize "Skip-tracing" skills to deal swiftly with borrower abandonment

5. Outstanding collection services department

6. Highly Skilled team with in depth knowledge in borrower end-loan programs


Our Specialties

VG assists lenders in relationship management and work-out resolutions with borrowers and builders. VG is capable of providing full compliance with regulatory requirements for data management, and client/borrower protection of information.

VG also assists builders in managing relationships with lenders, through our familiarity with institutional regulatory accounting, loss reserve methodology, and in particular creative permanent mortgage solutions.